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Leveraging It – Debt Plan

This is your debt plan. Here we are looking at your personal debt and your investment debt to determine if we can improve your current debt structure and whether debt can play a part in your wealth creation. So, are you accessing the lowest cost of debt secured against residential property or do you have more expensive debt such as credit cards or personal loans? Do you have investment debt and do you have a line of credit for emergencies and opportunities? Are you paying principal and interest or interest only? Are your rates fixed or variable? How aggressively are you using debt and if you went to a lender today, how much could you borrow?

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